NAM Health Care

NAM Health Care  

Welcome

Thanks to recent changes in federal health insurance regulations, you may be able to save on health coverage by putting the buying power of an Association Health Plan, or AHP, to work for your small business. With an AHP, you can join with other small businesses to get benefits typically enjoyed by larger companies – including lower premiums, reduced administrative costs and more coverage options to help meet the needs of your employees.

 

WHAT IS NAM HEALTH CARE?


 

Providing cost-effective healthcare plans can be a major burden for any company—and that's why the NAM has collaborated with Mercer and UnitedHealthcare® to develop an association health plan “NAM Health Care” that meets the unique health care needs of manufacturers.

 

Our mission is to provide our member companies with medical, dental, vision and life plans built specifically for small to medium-sized manufacturers, including lower premiums, reduced administrative costs and more coverage options to help meet the needs of their employees. The NAM Health Care plans may allow manufacturers to save on their annual health insurance costs. To learn more about the plans please download the full plan details.

 

With NAM Health Care manufacturers will have access to UnitedHealthcare’s largest preferred provider organization networks and Mercer’s Multiple Employer Solutions. Mercer’s Multiple Employer Solutions is a one-stop shop for our manufacturing member companies. The solution makes the benefits buying process easy for our members and their employees.

 

 

Obtain the same pricing and product flexibility as large employers with NAM Health Care Plans!

 

 

UnitedHealthcare is dedicated to simplifying the health care experience, meeting consumer health and wellness needs and sustaining trusted relationships with care providers. The company provides global health care benefits, serving individuals, employers and Medicare and Medicaid beneficiaries. Mercer is a global brokerage and consulting firm with more than 65 years of experience, creating and managing insurance programs for associations and other affinity membership organizations. With more than 400 association clients, Mercer has the privilege to serve some of the largest, most prestigious associations in the country.

 

WHAT IS AN AHP?


 

An AHP is a health plan offered by a group of employers within an association. NAM Health Care is a bona fide pre-rule industry-based AHP and allows our manufacturing companies to band together to manage and purchase coverages typically enjoyed by larger manufacturing companies at a competitive price.

 

NAM Health Care will be operated by the plan’s Governing Committee made up of mostly small and medium-sized manufacturers. This committee will manage the NAM’s fully insured medical, dental, vision and life plans with the support of Mercer and UnitedHealthcare.

 

HOW DOES IT WORK?


 

NAM Health Care will be offered all across the country* and will offer an AHP in regions where state law supports the offering and affinity plans for all other states. We have selected Mercer’s web-based onboarding process where member companies can get to the information most important to them. Information such as, “What benefits are available to me?”,“What does it cost me?” and “How do I roll it out to my employees?” The NAM has created a format to provide an incredible member experience both for the employer and employees.

 

The onboarding solution will allow member companies to do the following:

 

  • Learn about the multiple cost-saving Fortune 1,000 product suite, including medical, dental, vision and life plans available to them.
  • Request a quote for the tailored benefits they’d like to offer to their employees.
  • Review quotes and purchase competitive benefit plans from UnitedHealthcare.
  • Select plan designs with access to employee contributions tools to help develop an acceptable net costs for the membership companies.

 

Employee Enrollment and Engagement Solution

 

Once member companies have signed up, the employee or member experience must be a straightforward engaging process to optimize employee engagement. Mercer’s technology-based enrollment system provides a streamlined, easy-to-use shopping experience. In addition to clearly explaining the benefits available, the site provides guided shopping tools to help manufacturing employees select the most appropriate plans and benefits to fit their family needs.

 

Ongoing Cost Management, Future Innovative Offerings, Compliance

 

Managing health care trends requires constant innovation in the product suite that’s offered. The innovations Mercer has developed for their traditional corporate clients have unique application in the association space, lowering health costs while improving quality of care, access, patient navigation and employee experience. Mercer’s team of in-house ERISA attorneys and outside counsel partners has worked to develop a compliance package to ensure we are compliant with state Multiple Employer Welfare Arrangement regulations, Department of Labor regulations and the myriad compliance requirements associated with employer-sponsored health care.

 

 

We all want the best for our manufacturers, their employees and families!

 

 

* Plans are not available to member employers in all states.

 

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Plans are not available to member employers in all states. All licensed and appointed agents with UnitedHealthcare have the ability to sell the NAM Health Care offering through an open-distribution model.

Situs in Michigan.